Latest Articles Grid

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  Best Books for Canadian Passive Investors: 8 Books in Reading Order, from Conviction to Canadian Implementation (2026)
  Most investing books will make you a worse investor. That is not a provocation. The investing book industry is built around activity, and a passive investor’s entire edge comes from doing less of it. This list is eight books, in a specific order, each chosen for one reason. Some build the conviction to hold through a 30% crash without selling. Some explain exactly how to build a low-cost ETF portfolio in Canada, using TFSA and RRSP mechanics, Canadian ETF tickers, and Canadian MER norms. One is specifically about fees, because understanding what a 2% Canadian mutual fund MER costs over 25 years is the single most motivating piece of financial education I have found.
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  Portfolio Visualizer Features: Every Free Tool Explained: Backtesting, Monte Carlo, Drawdowns, Rolling Returns (2026)
  Portfolio Visualizer offers one of the most complete free backtesting and portfolio analysis toolsets available. This guide breaks down every major feature, what it does, how to use it, and what the free tier includes versus the paid plan, so you can decide whether it fits your workflow before you start.
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  ETF Fees vs Mutual Fund Fees in Canada: A $186,174 Difference on the Same $100K Portfolio
  Here is the number most Canadian investors have never actually seen written out. A $100,000 portfolio with $500 monthly contributions held for 25 years in a low-cost ETF at 0.20% MER grows to $548,673. The same portfolio in an average bank mutual fund at 2.00% grows to $362,499. The gap is $186,174, not fees paid, but portfolio value that never existed because it was quietly consumed by fees every single year, before it ever appeared on a statement. This article breaks down exactly how that happens, using real Canadian fund data.
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  The 3-ETF Portfolio for Canadian Investors: 0.17% Combined MER, Global Diversification, 30 Minutes a Year
  You do not need a complicated portfolio to build serious long-term wealth as a Canadian investor. Three ETFs, one covering Canadian stocks, one covering global stocks, one covering bonds, give you exposure to thousands of companies worldwide at a blended MER of approximately 0.17%. That is roughly one-tenth the cost of a typical bank mutual fund. Total annual maintenance: about 30 minutes. This guide covers the three building blocks, sample allocations for different situations, the actual cost breakdown, without turning it into a second job.
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  Questrade vs Wealthsimple (2026): A Canadian Investor’s Guide to Platform Differences
  Most Canadians with a TFSA or RRSP are losing money they don’t know about, and it’s not the market. Learn what actually separates these two platforms in 5 minutes.