Data-driven investing blog on portfolio construction, ETF strategy, and quantitative investing.
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- ETF Fees vs Mutual Fund Fees in Canada: The Real Cost Difference (2026)Canadian mutual funds charge an average MER of around 2% per year. Canadian ETFs average closer to 0.20%. That 1.8% gap sounds small, but on a $100,000 portfolio held for 25 years, it compounds into a difference of over $200,000 in final portfolio value. Here’s a direct comparison using real funds available to Canadian investors.
- The 3-ETF Portfolio Explained: A Simple Strategy for Canadian Investors (2026)There’s a version of investing that requires no stock picking, no constant rebalancing, and no expensive advisor, just three ETFs and a clear plan. The 3 ETF portfolio is one of the most evidence-backed approaches available to Canadian investors, and it’s simpler to set up than most people expect. Here’s how it works.
- Questrade vs Wealthsimple (2026): Best for Canadian ETF Investors?For most Canadian DIY investors buying ETFs, Questrade is the better choice, ETF purchases are free and account fees are lower. Wealthsimple Trade makes more sense if you want a simpler experience and don’t mind slightly higher spreads. Here’s the full breakdown.
- What Is a Good MER for ETFs? A Canadian Investor’s Guide (2026)A good MER for a Canadian ETF is under 0.25%. For comparison, the average Canadian mutual fund charges around 2%, a difference that compounds into more than $200,000+ in lost returns over a 30-year investment horizon on a $100,000 portfolio.
- How to Open a TFSA on Questrade (Step-by-Step, 2026)A TFSA is one of the most powerful investing tools available to Canadians, and yet most people are using it in a way that quietly limits its potential. Opening yours at a low-cost brokerage like Questrade takes about 10 minutes and can save you thousands in fees over a lifetime of investing. This guide walks you through every step.





