Data Savvy Finance — Tools
Investment Growth Calculator
Model long-term portfolio growth with consistent compounding. Both principal and contributions use the same frequency — keeping the formula mathematically rigorous.
Growth Parameters
$1K$500K
0.5%15%
1 yr50 yrs
$
%
Monthly
Quarterly
Annually
Both principal and contributions use the same compounding frequency — consistent with the standard formula A = P(1+r/n)nt + C×((1+r/n)n−1)/(r/n). Return is gross before fees. Net = Gross − MER.
Fees & Contributions
0%3%
ETF ~0.20%
Balanced ~0.50%
Mutual ~1.50%
Active ~2.25%
Gross return minus MER. This is the rate that actually compounds in your portfolio each year.
Add regular contributions
$0$5,000
Selecting a contribution frequency automatically syncs the compounding frequency above.
Results (After Fees)
Net Future Value
—
Total Invested
—
Net Growth
—
Total Fee Cost
—
Portfolio Breakdown
Principal
Contributions
Net Growth
Fee Drag
Fee Drag Impact
Wealth Destroyed by Fees
$0
Growth Over Time
Net growth (after MER)
Gross growth (no fees)
Fee drag area
Gross (no fees)
Net (after MER)
Fee cost to date
Total invested